X-Card · Powered by Visa

Spend your
crypto, anywhere

Instantly spend from your crypto wallet. Accepted worldwide on the Visa network — 180+ countries, online, in-store, and at ATMs.

Apply for X-Card→ Compare Cards
Secure & Compliant 180+ Countries Virtual from 2 USDT
$
₮
€
4829••••••••8842
Metal · GlobalVISA
4829••••••••8842
Card HolderVISA
↻USDT → USD · Live
✓Visa Verified
⚿3DS Security
Global Payments Crypto to Fiat ATM Cash Visa Worldwide Online Shopping Travel & Hotels E-commerce Payment Platforms Global Payments Crypto to Fiat ATM Cash Visa Worldwide Online Shopping Travel & Hotels E-commerce Payment Platforms
Daily Use · Everyday

Let your crypto flow into daily life

No exchange, no fiat conversion. X-Card connects directly to your wallet balance, turning digital assets into spendable money.

X
VISABusiness

Seamless Spending

Top up with USDT, spend as needed. Real-time rates, no complicated fiat conversion.

Global Coverage

Full Visa network across 180+ countries — online, in-store, and at ATMs.

$
€
₮

Multi-currency

Top up with USDT and major stablecoins. Settled in local currency at real-time Visa rates.

Mobile Management

Manage top-ups, spending, and transfers in-app. Bind Apple Pay, Google Pay, Alipay in one tap.

The Cards

Two cards, one network

Engineered for global commerce. Matte black metal face, silver-etched X, gold contact chip — built on Visa Business and accepted in 180+ countries.

X
ARCB Venture Labs
Metal · Global
VISA Business
X
ARCB Venture Labs
Virtual · Instant
VISA Business
Virtual
2USDT
Activate instantly. Online and in-app payments worldwide.
Get Virtual Card→
Physical
100USDT
Metal finish, global delivery. POS, ATM and contactless.
Order Physical Card→
Card Tiers

Virtual card, free to open
Premium experience

Virtual card from just 2 USDT — activate instantly. Physical card with global delivery and higher limits.

X
ARCB VISABusiness
Virtual
2 USDT · Instant
Get Virtual Card
X
ARCB VISABusiness
Physical
100 USDT · Global Delivery
Order Physical Card
Everyday Spending
Per transaction limit
30,000 USDT
30,000 USDT
Daily spend limit
250,000 USDT
250,000 USDT
Monthly spend limit
1,000,000 USDT
1,000,000 USDT
Annual spend limit
5,000,000 USDT
5,000,000 USDT
Max daily transactions
100 / day
100 / day
Fees
Top-up / transfer fee
1.5%
1.5%
Micro-transaction (<$1)
$0.10 / txn
$0.10 / txn
3DS verification
$0.03 / txn
$0.03 / txn
ATM Cash
ATM withdrawal fee
2% (min $1)
2% (min $1)
Single withdrawal limit
$1,500
$1,500
Daily ATM limit
$1,500 · 5 withdrawals
$1,500 · 5 withdrawals
Monthly ATM limit
$15,000
$15,000
Benefits
Online purchases
✓
✓
Physical POS
—
✓
Payment platforms
✓
✓
Global ATM cash
—
✓
Whitelist + 3DS security
✓
✓
How It Works

4 steps to
global payments

From top-up to payout, every step is transparent. X-Card Global Pay makes cross-border transfers faster.

Step

Top Up Balance

Deposit USDT to your X-Card account. Click "Global Pay" on the home screen — funds arrive instantly.

Step

Select Destination

Choose your target country or region and the payment channel, then enter the amount.

Step

Enter Recipient Info

Fill in the recipient's account details and confirm the live exchange rate and final amount.

Step

Confirm & Receive

Confirm the transaction and wait for delivery. Estimated total fee ~1.5%, calculated in real time.

Use Cases

One card,
every occasion

From POS to flight bookings, e-commerce to payment apps — X-Card handles it all.

POS Payment

In-store POS

Use at any Visa-accepting merchant worldwide — retail, dining, and more.

ATM Withdrawal

ATM Cash

Withdraw cash on the go worldwide. Single limit up to $1,500.

Online Payment

Online Shopping

Grab, Ctrip, Meituan, Lazada and global e-commerce platforms.

Travel

Travel & Hotels

Flights, hotels, car rentals — one card for all cross-border travel.

E-commerce

E-commerce

Amazon, Shopee, Lazada, and subscription services with ease.

Payment Apps

Payment Platforms

Alipay / Google Pay / PayPal / Apple Pay — WeChat Pay coming soon.

By the Numbers

Built for
global scale

From card activation to daily use, X-Card brings the full Visa global network to every individual user.

0M+
Annual spend
limit USDT
0+
Countries
supported
0%
Low top-up
fee rate
0×
Max daily
transactions
FAQ

Still have questions?

X-Card is a Visa debit card that bridges your crypto wallet with everyday spending. Your USDT converts to local currency at payment — no exchange, no third-party platform.
Visit web.x-card.co, complete KYC, and apply for a virtual card (2 USDT) or physical card (100 USDT). Virtual cards activate instantly.
180+ countries — any Visa merchant, including in-store POS, ATMs, online stores, subscriptions, and travel platforms.
Currently USDT, settled in local currency at real-time Visa rates. More major stablecoins coming soon.
X-Card uses whitelist controls and 3DS dual-factor verification. Assets are protected by the Visa global payment framework. All operations are fully compliant.
Top-up & transfer: 1.5%; ATM: 2% (min $1); micro-transactions (<$1): $0.10/txn; 3DS: $0.03/txn. Exchange at real-time Visa rates.
Yes. X-Card works with Alipay, Google Pay, PayPal, Apple Pay, and more. WeChat Pay coming soon.
Virtual (2 USDT) — online shopping, subscriptions, and payment apps. Physical (100 USDT) — in-store POS and global ATM cash. Both have identical spend limits.

Your crypto
belongs in real life

Virtual card from 2 USDT — get set up in minutes. Apply for X-Card and start spending globally.

Apply for a Card→